Credit Guarantee

A guarantee is collateral of credit repayment that is granted in accordance with civil law regulations. The Poznanian Credit Guarantee Funds gives a bank the guarantee at the request of a debtor.

Micro, small and medium size entrepreneurs can apply for a guarantee, provided that they run businesses in a non-rural sector and they have been running their businesses in Wielkopolskie voivodship for longer then 6 months. Another condition of obtaining the guarantee is to maintain creditworthiness.

Thanks to a Fund guarantee, an entrepreneur has a convenient access to bank credits and bank loans which are intended for running a business. It gives the opportunity to commence new projects, finance development investments, initiate new technological solutions and create new workplaces.

The Fund grants a guarantee:

• on an operating and investment credits
• up to an amount of 935,000,00 zloty
• up to 80% of the value of the credit
• for a period not exceeding 5 years

Business entity that benefits from a guarantee bears little costs which are in the form of a commission fee. A blank promissory note is the fundamental collateral of a guarantee.

The Fund grants a guarantee:

• to an operating and investment credits
• up to an amount of 650,000,00 zloty
• up to 60% of the value of the credit
• for a period not exceeding 5 years

Business entity that benefits from a guarantee bears little costs which are in the form of a commission fee. A blank promissory note is the fundamental collateral of a guarantee.

In order to obtain a guarantee (both the PFPK guarantee and the joint PFPK and SFPK guarantee in Gostyń) a signed original of an application form for granting a guarantee shall be submitted in the bank that is in cooperation with the Fund. All application forms for granting a guarantee are generated exclusively through the website www.pfpk.pl.
The copy of the completed application form is sent automatically to the Fund, whereas the original form shall be printed and submitted in the bank. There is no necessity to submit any additional documentation in the Head Office of the Fund. The examination of the application form is not depended on making any payment.